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Although the fear of danger or dangerous situations is necessary to our survival, having to deal with extreme or irrational fears day-to-day isn’t something anyone can live with peacefully. A phobia is a type of anxiety disorder in which a person has an irrational or extreme fear of something of either an object, creature, or situation which does not trigger an extreme reaction in most people. People with phobias become so full of stress and anxiety when faced with the subject of their phobia that it keeps them from being able to carry out regular tasks.